Financial Information

Financial Information

There are hundreds of insurance plans available and if you have a plan you would like to use with your dental treatment, please bring as much information as you can to your visit. We have a lot of experience with dental plans and can help you understand what your plan provides for you.

Payment Options For Patients

  • Care Credit: Health, vision and dental care financing. No interest loan options available. A common tool for patients to accomplish their treatment needs.
  • Visa/Mastercard/Debit Card
  • Cash or Check – We offer a 5% discount to our senior patients and to our patients who pay at the time of service with cash and/or check

Insurance Plans

We accept and work with many dental insurance plans. If you have questions about your plan, please call or email us at

WDS (Washington Dental Service) Dr. Rose Bailey and Dr. Juan Carlos Sagawa are providers

WDS PPO (Washington Dental Service) Dr. Sagawa is a PPO member, which may mean additional coverage for you as a patient.

Other Plans include: Delta, Regence, Metlife, Premera, United Concordia.

Please talk with us about the specifics of your unique plan

For those of you without dental insurance, we offer a membership program that allows you a significant reduction in dental services as long as you keep up with regular check-ups in our office. We find that when you come in regularly, any problems that may come up are very minor and save you in the long term. Here is how it works:

Sensible Dental Savings Plan

This program puts you in a more fair financial position compared to those with dental insurance … Sensible Dental Savings (SDS) is a membership program we have created that allows our patients savings as individuals or families. It allows all members to receive dental services at reduced prices. Unlike insurance plans, with SDS there are NO deductibles, NO yearly maximums, NO waiting periods to begin treatment, and ALL services are covered. Benefits are renewed annually and begin on the day of registration. SDS is only good for services provided in the office of Dr. Rose H. Bailey and Dr. Juan Carlos Sagawa.

Program Benefits Include:

  • 2 Dental Cleanings* per year
  • 2 Dental Exams per year
  • Checkup X-rays once per year
  • 2 Flouride applications per year

Cost for Membership

  • $349 for member
  • $309 for spouse or partner
  • $259 children 5-18 years old
  • $150 children under 5 years old


  • 20% Discount on all dental procedures when paying with CASH
  • 15% Discount on all dental procedures when using credit card

For more information or to enroll in our Sensible Dental Savings Plan, please call us at (360) 339-7503

Eligible family members include spouse and dependent children under the age of 19. All SDS Membership Fees are due at the time of registration and are non-refundable. Plan duration is one year from registration date. All patient portions for services received are due at the time of service in order to receive benefits. It is your responsibility to use your benefit before your annual renewal date. Missed appointments must be used within the same benefit year. Please notify our office at least 48 hours in advance if you must change an appointment.

Exclusions include: Referrals to other offices.

*Periodontal patients will receive periodontal cleanings and be credited for the basic cleaning price. Patients are responsible for the difference between the periodontal cleaning and basic cleaning.

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